Fine Print Friday

privacy text

In case you haven’t heard, Google is unveiling a new privacy policy on March 1, 2012. This new policy will sweep across (almost) all its services, rather than each site or product having its own privacy policy. This makes sense, but some people are decrying it as a violation of Google’s mantra, “Don’t be evil.” [...]

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Progressive Snapshot Terms and Conditions

January 13, 2012
progressive snapshot device picture

Recently Progressive auto insurance has been making a push for customers to join their Snapshot program. For Snapshot, customers plug a device into the computer port in their car and it monitors their driving habits. If Progressive likes your what it sees, you can earn a discount on your insurance of up to 30%. I recently signed up for the service, so I thought I would read through the terms and conditions and share my analysis here.

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Fine Print Friday: SquareTrade Warranty Analysis

January 6, 2012
squaretrade badge

Many of us have seen the offers to extend your electronic product’s warranty on eBay or Amazon by purchasing an extended warranty from a company called SquareTrade. SquareTrade offers warranties or warranty extensions for electronics for a claimed 60–70% off. Not bad. But the question is what you are actually buying when you purchase a warranty from SquareTrade. That’s what this week’s Fine Print Friday aims to find out.

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Fine Print Friday Greatest Hits: KinderCare Enrollment Agreement

November 18, 2011

Fine Print Friday: KinderCare Learning Centers Enrollment Agreement KinderCare (run by the Knowledge Learning Corporation) is the largest child care provider in the United States, with more than 1,900 early childhood community education centers spread throughout 39 states and the District of Columbia. Since over 200,000 children are enrolled at KinderCare locations throughout the country, I thought [...]

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Amazon Prime Terms and Conditions

November 4, 2011

Since Amazon just announced that its Prime program will soon begin lending books to its Kindle owners, I thought now would be a good time to examine Amazon Prime’s Terms and Conditions to look for interesting or nasty provisions that you might want to know about.

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Exploring A Foreclosed-Home Purchase Agreement

October 28, 2011
foreclosure sign

Given the incredible glut of foreclosed homes on the market in recent years, I thought it would be interesting to look at a purchase agreement for purchasing a foreclosed home from Fannie Mae, with an emphasis on how it differs from a traditional home purchase agreement.

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(Lack of) Fine Print Friday: Subcontractor Contract

October 21, 2011
steam shovel

This week I wanted to address the problems a person can run into when there is a lack of fine print. Here is a contract for a concrete specialist to take out and replace an existing patio and sidewalk, and we’re going to look at what the lack of fine print means for it.

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American Arbitration Association’s Commercial Rules, Part 2

October 14, 2011
american arbitration association logo

Continuing last week’s Fine Print Friday post on the first two sections of the American Arbitration Association’s (AAA) Commercial Rules (PDF here), this week I will examine the section entitled Commercial Arbitration Rules. As usual, I will look through the rules for provisions and clauses that are of particular interest to consumers, unique, or just downright odd. And since there are 54 Commercial Rules, I’m just going to get down to it.

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